Cashless payment transactions between private customers, so-called person-to-person payments, are increasing. VISA enables your financial institution to offer your customer a new, secure and convenient service with the new payment service VISA Direct. This way you can react on the latest changes especially in the area of cross-border money transfers.

More strict EU regulations

The development of VISA Direct results particularly from more strict EU regulations for international money transfers. Since July 2003, banks are not allowed to charge for cross-border money transfers among EUR 12,500 more than for national money transfers. By means of VISA Direct participating banks have under certain conditions the opportunity to reduce their expenses in a significant way.

Easy enhancement of the product portfolio

VISA Direct uses the existing credit card networks/infrastructures infrastructures for payments between credit card holders and offers you as a credit card issuer a convenient opportunity to enhance your credit card portfolio.

Variety of options

VISA offers you several options (click through access, integrated click through access, fully integrated access, etc.). These differ from the kind of integration into your online system and the functionalities which are provided for your customers.

Do you need more information on this new service? We would like to arrange a meeting in which we can survey your company-specific questions and needs.